Mortgage Blog
Canada's Mortgage Expert
Category: Personal Finance (17 posts)
Multi-Family Lending: What You Need To Know About Hard Money Loans
November 17, 2021 | Posted by: Jeremy Schaffner
Multi-Family Lending: What You Need To Know About Hard Money Loans Multi-family real estate is one of the most popular investments for both newbie and seasoned investors. Buyers in the past used trad ...
read moreHow Good vs Bad Debt Impacts Your Household
October 27, 2021 | Posted by: Jeremy Schaffner
In order to understand the difference between good and bad debt, it's important to track your income and expenses and established saving goals for your family. Financial stability allows you to mee ...
read more3 Tips on How to Better Your Credit Score
October 6, 2021 | Posted by: Jeremy Schaffner
Having a good credit score is of paramount essence as it affects your ability to access loans and borrow money. Your credit score rating influences the amount of mortgage you qualify for. You may ...
read moreHow Much House Can You Afford? Ask Yourself These Critical Questions to Find Out
March 3, 2021 | Posted by: Jeremy Schaffner
It is the perennial question for every first-time homeowner. How much house can I afford? As with so many life-changing decisions, there is no one right answer to this common query, and the size of th ...
read more3 Simple Ways to Repair Your Credit
February 24, 2021 | Posted by: Jeremy Schaffner
For many Canadians looking to purchase a home, bad credit scores stand in the way of getting a mortgage. Most lenders prefer your score to be 650 or higher. If they do allow for lower credit scores, i ...
read moreHow to Maintain a Good Credit Rating Throughout the Year
July 15, 2020 | Posted by: Jeremy Schaffner
If you want to make it easier to get an auto loan, mortgage, or new credit card account, you need to maintain a good credit score. It's easy to do so, particularly if you follow the tips presented her ...
read moreCan You Afford to Buy a New Home?
June 17, 2020 | Posted by: Jeremy Schaffner
Is Purchasing a New Home in Your Budget? If you're throwing your hard-earned money away on rent each month, putting that same amount towards your own home could be an incredible advantage. However, i ...
read moreCredit Card Debt vs Mortgage Debt: Which Should You Pay Off?
May 27, 2020 | Posted by: Jeremy Schaffner
It's always a good idea to pay down your debt when you have extra cash on hand. However, as you get started, you will probably be faced with several types of debt you can work on, and it's hard to kno ...
read moreFive Reasons Why You Should Have More Than One Bank Accoun
May 13, 2020 | Posted by: Jeremy Schaffner
In today's tech world, being victimized by hackers can leave you penniless if you have only one bank account. The following five situations demonstrate how a having a backup account can keep you ...
read moreFour Reasons to Say Yes to Good Credit
April 29, 2020 | Posted by: Jeremy Schaffner
Good credit is a necessity for acquiring many things in life. There are many important reasons for saying 'yes' to credit. Below are some of those reasons, as well as ways to get and build your credit ...
read moreFive Ways to Simplify Your Financial Life
April 15, 2020 | Posted by: Jeremy Schaffner
No matter who you are or what you do for a living, it can seem like your bank statements, credit card receipts, and other financial documents are burying you alive. If you are struggling under the wei ...
read moreSavvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards
April 1, 2020 | Posted by: Jeremy Schaffner
Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards With their vast array of special perks and member benefits, credit cards are an appealing financing option for modern consumers ...
read moreGathering the Money for a Down Payment in Two Years or Less
March 18, 2020 | Posted by: Jeremy Schaffner
Whether you are looking to purchase a home in the next two years or you intend to wait another five, you must find a way to save up enough money to use for a down payment. Without the money to make a ...
read moreThree Ways to Get on the Property Ladder
February 12, 2020 | Posted by: Jeremy Schaffner
Property investment is more challenging than ever due to a buoyant housing market in major cities and the rising cost of living. Many people are concerned they'll never be in a position to buy a prope ...
read morePrice Your Home Realistically If You Want It To Sell
January 29, 2020 | Posted by: Jeremy Schaffner
Setting a price for the home you are selling requires serious thought and research. Homebuyers have choices in today's market, and that means you should not list your home at an unreasonably high pric ...
read moreFive Rules For Improving Your Money Management Skills
January 22, 2020 | Posted by: Jeremy Schaffner
Money management skills are important, no matter who you are. That's because money doesn't take care of itself -- and if you don't save, invest, and spend your money wisely, you'll undoubtedly suffer ...
read moreHow to Use Debt Consolidation Loans Effectively and Safely
January 8, 2020 | Posted by: Jeremy Schaffner
Visit almost any financial site on the web, or watch nearly any daytime TV channel, and you're likely to see advertisements promising that a consolidation loan can solve all your debt problems. There' ...
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